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Self-Development

(Don’t) Fake it ‘Til You Make It’

December 15, 2017 by Joseph Belbol

Fake it until you make it! I heard this expression recently and many times in the past, but this time it made me cringe. Some might feel that there’s nothing wrong with showing people how successful and smart you are when you’re not really there yet. Here’s the problem and what to do instead: It’s […]

Filed Under: Budgeting, Business, Expenses, Financial, Investments, Marketing, New Jersey Tax, Retirement, Self-Development, Taxes, Time Management Tagged With: Expenses, Finances, Success, Taxes

Struggling Business Fail to Spend Money on These 3 Things

November 17, 2017 by Joseph Belbol

There are characteristics of successful business and also for struggling businesses. It is almost as if they do the exact opposite of each other. Three areas that struggling business owners tend to ignore because they see them as costs instead of improvements to support and grow their business are technology, people, and infrastructure/equipment. Let’s take […]

Filed Under: Budgeting, Business, Expenses, Financial, Investments, Marketing, New Jersey Tax, Self-Development, Taxes, Technology, Time Management Tagged With: Business success, Expenses, investments, profitability

The Overlooked Business Asset

November 3, 2017 by Joseph Belbol

What is the most important asset of a business? Here are a few choices: Customers Employees Technology They are all important, but there is one missing element. Relationships. Strong relationships are what make a business successful. It’s not a new concept and it’s been around since business started. Let’s look at each one: Employees: Most […]

Filed Under: Business, Career, Financial, Self-Development Tagged With: business, customers, employees

If You Want More Success Then Know the Difference Between Important vs Urgent

October 27, 2017 by Joseph Belbol

Important vs. urgent. Many people confuse the two, but if you want to be more successful, then you need to be able to discern between them. Important items have great significance or value while urgent items require our attention immediately. Here are some examples: Important:  These are items that you need to do, but do […]

Filed Under: Budgeting, Business, Career, College, Estate Planning, Expenses, Financial, Healthcare, Insurance, IRA, Marketing, New Jersey Tax, QuickBooks, Retirement, Self-Development, Taxes, Technology, Time Management Tagged With: Time Management

What I Learned as a Paperboy

June 9, 2017 by Joseph Belbol

When I was 11 years old up until age 13 I was a paperboy. As far as I know they don’t exist anymore in North Jersey, and I was one of the last paperboys to deliver The Record until they replaced us all with adults. It wasn’t until I owned my own CPA firm that […]

Filed Under: Budgeting, Business, Career, Expenses, Financial, Marketing, Self-Development, Time Management Tagged With: business, customers, Marketing

Choose Your Business Partner Wisely

June 2, 2017 by Joseph Belbol

Running your own business is challenging enough, and you don’t want the added burden of having to worry about your business partner. When choosing a business partner you should keep in mind that this decision can make or break your business. Here are a few things to look for and some things to avoid: What […]

Filed Under: Budgeting, Business, Debt, Expenses, Financial, Investments, Marketing, New Jersey Tax, Self-Development, Taxes, Time Management Tagged With: business, business partners, Taxes

Don’t Be a Co-Signer Unless You Want to Pay Someone Else’s Debts

May 12, 2017 by Joseph Belbol

Your friend, child, brother, or parent can’t get a mortgage or a car loan so they ask you to be a co-signer. Of course you will be a hero and co-sign for your loved one! But beware of the dangers before doing so. In reality, the lender is assuming that the odds are fairly high […]

Filed Under: Budgeting, Business, Debt, Estate Planning, Expenses, Financial, Insurance, Investments, IRA, New Jersey Tax, Retirement, Self-Development, Taxes, Technology, Time Management Tagged With: Debt, Expenses, loans, Taxes

Before You Buy a Business

March 25, 2017 by Joseph Belbol

Businesses are bought and sold each day and some make better investments than others. Before you buy a business, here are a few things to make sure you make the right move: Why is the seller selling? There can be many reasons why a business is for sale, and some reasons are better than others. […]

Filed Under: Budgeting, Business, Debt, Estate Planning, Expenses, Financial, Insurance, Investments, IRA, IRS Resolution, Marketing, New Jersey, New Jersey Tax, QuickBooks, Retirement, Self-Development, Taxes, Technology Tagged With: CPA, selling a business, Taxes

The Hidden Retirement Asset

March 18, 2017 by Joseph Belbol

Financial advisors frequently mention the three main pillars of retirement, which are social security, pension plans, and personal savings. Yet, you rarely hear them speak about an asset that may prove to be an individual’s largest asset – their business. Many business owners invest their money back into their business over the years, especially during […]

Filed Under: Budgeting, Business, Career, Debt, Estate Planning, Expenses, Financial, Investments, QuickBooks, Retirement, Self-Development, Taxes, Technology Tagged With: business, business management, selling a business, Taxes

Do You Have Too Many Customers?

March 13, 2017 by Joseph Belbol

What do you think is better, 100 customers or 200 customers? It might actually be the lower number, and I’ll explain why. Let’s say that a small business provides landscaping and maintenance services for both businesses and for residential customers. Most of the customers are within a reasonable driving distance from the main office, and […]

Filed Under: Budgeting, Business, Expenses, Financial, Healthcare, Marketing, New Jersey Tax, QuickBooks, Self-Development, Taxes, Technology, Time Management Tagged With: business, consulting, customers, profitability

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