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What Percentage of Individuals Will Now Itemize?

November 21, 2025 by Joseph Belbol

Under the OBBBA, what percentage of individuals will itemize starting with the year 2026? Take a guess. In recent years the percentage of itemizers has been around 10%. Now, that number will jump to approximately 14% according to the Tax Foundation for the year 2026. Make sure to subscribe to our weekly emails to receive […]

Filed Under: Accounting, Budgeting, Debt, Economy, Expenses, Financial, Investments, IRS, IRS Resolution, New Jersey Tax, Taxes

What’s Worse Than Talking Politics at the Thanksgiving Table?

November 21, 2025 by Joseph Belbol

We all know it can get heated when we talk about politics at dinner, especially on Thanksgiving. There is one more topic that is even worse to speak about if you are an entrepreneur. Background Approximately 10% of adults in the U.S. own a business. This means that when you are in a room with […]

Filed Under: Business, Career, Economy, Employees, Expenses, Financial, Self-Development

3 Ways to Get More Done

November 21, 2025 by Joseph Belbol

Ever feel like you just can’t get anything completed and there’s a lot of unfinished work outstanding? There are 3 simple tactics you can implement right now to get more done. Start It sounds surprisingly simple, but one of the most effective actions you can take is to get started. The reason is because many […]

Filed Under: Accounting, Budgeting, Business, Career, Employees, Expenses, Financial, Self-Development, Technology, Time Management

Don’t Diversify Your Business

November 14, 2025 by Joseph Belbol

Diversifying your investments is a good idea, which virtually every financial advisor recommends doing. But what about diversifying your business? Adding More Products or Services If you add more products or services to your business then you can reach more customers, correct? That may seem to be the likely scenario, but this is what is […]

Filed Under: Accounting, Budgeting, Business, Expenses, Financial, Investments, Marketing, Self-Development, Time Management

Changes to Charitable Deductions

November 7, 2025 by Joseph Belbol

There are some changes to be aware of regarding charitable deductions that will take place next year as follows: Above the Line Deduction You can deduct charitable contributions up to $1,000 or $2,000 if filing jointly even if you do not itemize. This deduction has been made permanent and was temporary a few years ago. […]

Filed Under: Accounting, Budgeting, Business, Expenses, Financial, IRS, Taxes

Scary Halloween REPOssession Facts

October 31, 2025 by Joseph Belbol

Vehicle repossessions have increased dramatically. Here are the scary facts and what it may signal. Repossessions Increasing Last year an estimated 1.73 million vehicles were repossessed, which is the most since 2009, according to COX Automotive. So far this year, an estimated 2.1 million vehicles have been repossessed through April, according to the American Recovery […]

Filed Under: Budgeting, Business, Debt, Economy, Expenses, Financial

What’s Your Tax Bracket

October 24, 2025 by Joseph Belbol

The IRS just released the new tax brackets for the upcoming year, 2026. What will your tax bracket be? Married Individuals Filing Joint Returns and Surviving Spouses If Taxable Income Is: The Tax Is: Not over $24,800 10% of the taxable income Over $24,800 but not over $100,800 $2,480 plus 12% of the excess over […]

Filed Under: Accounting, Budgeting, Business, Economy, Expenses, Financial, IRS, Taxes

Is Your Occupation on the Qualified Tips List?

October 17, 2025 by Joseph Belbol

The One Big Beautiful Bill Act required the IRS to list qualified occupations that can exclude up to $25,000 of tips from their income. See if you’re on the preliminary list: Food and Beverage Entertainment and Events Hospitality and Guest Services Home Services Personal Services Personal Appearance and Wellness Recreation and Instruction Transportation and Delivery […]

Filed Under: Accounting, Budgeting, Business, Employees, Expenses, Financial, IRS, Self-Development, Taxes

1099 Reporting Changes

September 17, 2025 by Joseph Belbol

The One Big Beautiful Bill Act changed reporting thresholds for 1099 reporting as follows: 1099-NEC & 1099-MISC The threshold changed from $600 to $2,000 for payments made after December 31, 2025. This amount will be indexed for inflation thereafter. 1099-K The 1099-K reporting threshold has been increased from $600 to $20,000 and more than 200 […]

Filed Under: Accounting, Budgeting, Business, Economy, Employees, Expenses, Financial, Investments, IRS, New Jersey Tax, Taxes

How to Know It’s the IRS

September 17, 2025 by Joseph Belbol

With all of the scams going around these days, how do you know if it’s really the IRS who contacted you? According to the IRS, these are the ways they will contact you and communicate with you. Initial Contact Almost every initial contact from the IRS is by mail from the U.S. Postal Service. Other […]

Filed Under: Accounting, Business, Debt, Expenses, Financial, IRS, IRS Resolution, New Jersey Tax, Taxes

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