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No Tax on Social Security?

August 14, 2025 by Joseph Belbol

Is there no tax on social security anymore? Let’s take a closer look at the changes to see if this is true. Currently, depending upon your income, social security is either not taxable, 50% taxable or up to 85% taxable. With the new tax law this hasn’t changed. However, effective for tax years 2025 through […]

Filed Under: Budgeting, Expenses, Financial, IRS, New Jersey Tax, Taxes

Some Tax Items Made Permanent

August 6, 2025 by Joseph Belbol

The One Big Beautiful Bill Act made some items permanent as follows: Individual tax rates: 10%, 12%, 22%, 24%, 32%, 35%, 37% Limitation on deduction of qualified residence interest No personal exemptions Exclusion from gross income for employer payments of student loans. The $5,250 exclusion amount is indexed for inflation after 2026. Restores and increases […]

Filed Under: Accounting, Budgeting, Business, Career, College, Debt, Economy, Expenses, Financial, IRS, Taxes

The New Standard Deduction

August 1, 2025 by Joseph Belbol

The One Big Beautiful Bill Act increased the standard deduction and added a new deduction for seniors as follows: Updated Amounts Married Filing Jointly & Surviving Spouse: $31,500 Head of Household: $23,625 Single & Married Filing Separately: $15,750 Additional Deduction for Seniors There’s a new additional deduction of $6,000 per person for taxpayers 65 and […]

Filed Under: Accounting, Budgeting, Expenses, Financial, IRS, IRS Resolution, New Jersey Tax, Taxes

Better Meals Deduction

June 9, 2025 by Joseph Belbol

Unfortunately, business meals are only 50% deductible for tax purposes. However, there are two ways your business meals can be 100% deductible, according to the IRS. Recreational Expenses for Employees Normally meals are 50% deductible and entertainment is not deductible at all. But if the meals are for recreational, social, or similar activities for your […]

Filed Under: Accounting, Budgeting, Employees, Expenses, Financial, IRS, New Jersey Tax, Taxes

Help Your Employees Succeed

June 9, 2025 by Joseph Belbol

Do you want your employees to be successful in their position? Here are several ways to do so. Proper Training Employees need to be properly and thoroughly trained in their position. This can be done via one-on-one training, training courses and written instructions. Depending upon the task and the position, all three ways can be […]

Filed Under: Business, Career, Employees, Self-Development, Time Management

Tips for Start-Ups

June 9, 2025 by Joseph Belbol

The stats on business failures are depressing, and here are some tips to ensure your success. Experience with the Industry If you have worked in the industry for many years, especially as a manager, then you have a solid background of experience to help you run your own business. This is especially true if you […]

Filed Under: Accounting, Budgeting, Business, Expenses, Financial, Self-Development, Taxes, Time Management

Business Risks You Aren’t Thinking About

June 6, 2025 by Joseph Belbol

I hate to be a Debbie Downer, but here are a few business risks you probably aren’t thinking about and some potential solutions to avoid them: Health Risk If you’re in your 20’s or 30’s you probably aren’t thinking about health concerns, but for those in their 40’s and above, it enters your mind more […]

Filed Under: Budgeting, Business, Debt, Economy, Employees, Expenses, Financial, Healthcare, Time Management

5 Tips to Improve Cash Flow Immediately

June 6, 2025 by Joseph Belbol

Does your cash seem to be lacking even though your business is doing well? Here are 5 tips to immediately improve your cash flow: Accept Electronic Payments You’d be surprised by the number of businesses that rely on having their customers send them checks. It’s such a slow process that can take weeks or months […]

Filed Under: Accounting, Budgeting, Business, Debt, Economy, Employees, Expenses, Financial, Technology, Time Management

Turn Your Business into a Subscription

May 16, 2025 by Joseph Belbol

Why would you want to turn your business into a subscription? Not all businesses can do this, but here’s why and how to get started. Subscription Defined A subscription-based business model is one where a customer or client pays a fee periodically for a service or a product. For example, Netflix charges a monthly fee […]

Filed Under: Accounting, Budgeting, Business, Economy, Employees, Expenses, Financial, Self-Development

How to Make Your Accounting Feel Less Painful

May 16, 2025 by Joseph Belbol

I’ve heard many descriptive words when it comes to accounting and maybe it’s because most people don’t find accounting as exciting as accountants do. Here’s how to make your accounting less painful: Outsource Most small businesses use QuickBooks Online to maintain their accounting records. Instead of doing this yourself, you can outsource this to your […]

Filed Under: Budgeting, Business, Employees, Expenses, Financial, QuickBooks, Time Management Tagged With: Accounting

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