financial

10 Small Improvements That Have a Big Profit Impact

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Improvements do not have to take an enormous effort to make a huge impact on your profits. Sometimes it’s the small things that add up over time. Here are 10 simple improvements that can have a significant impact on your profits: Schedule work better: Are you wasting time by scheduling work poorly? For example, do […]

The 3 Pillars

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A business has many moving parts that must all be coordinated to ensure smooth and profitable operations. Usually, there are aspects of a business that are either completely ignored or not given the time, energy and focus that they need. These moving parts can be broken down into 3 major areas: operations, marketing, and financial. […]

The Secret Formula for Financial Happiness

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Is there really a secret formula for financial happiness? If so, it would look like this: Income = $100 Spending = $90 Result = Financial happiness Alternatively: Income = $100 Spending = $110 Result = Not too happy financially (at least not for long) Simple, but true. If you like what you just read then […]

An Observation Regarding Money Worries

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There are a few things that I noticed over the years that seem to contradict each other regarding money worries. There seems to be a link between being charitable, concerns over saving too much, and stress about money. Charitable giving: some people make a lot of money and give little to nothing to charity, especially […]

A Silly Trap When Trying to Pay Off Debt

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I have had numerous clients tell me that they are paying off their debts early, whether it is a student loan, car loan or mortgage, which is very admirable. However, they really aren’t paying off their loans early. How can this be and why? The reason is simple. They are not actually paying off their […]

Just When I Thought I Was So Smart . . .

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As a professional, it’s always wise to project a good image of yourself, especially that you are intelligent. However, sometimes or many times we do things that really humble us and hopefully help us to not be so prideful. Here are a few things that I have done recently and not so recently: GPS: My […]

5 Financial Truths

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There is a lot of information out there about finances, and it’s hard to figure out what is exactly true or not true. Always seek the truth, especially from someone that is not trying to sell you something. Here are some examples: College: We are led to believe that all of our children must go […]

Focus on These 3 Areas to Multiply Your Business Success

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Having a business is not easy, and even successful business owners know this. But what is the secret to running a successful business and multiplying your results? You must focus on these 3 areas: Operations: Operations is a very broad category, but it can be viewed as any activity that supports or creates and delivers […]

Bad Credit Card Policy?

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Some business owners are penny wise and pound foolish with their credit and debit card policies. Even worse some do not even accept credit cards. Here is why you should review your credit card policies: Higher Purchase Amounts: Statistics show that when consumers use a credit or debit card it increases the amount of their […]