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Economy

What Percentage of Individuals Will Now Itemize?

November 21, 2025 by Joseph Belbol

Under the OBBBA, what percentage of individuals will itemize starting with the year 2026? Take a guess. In recent years the percentage of itemizers has been around 10%. Now, that number will jump to approximately 14% according to the Tax Foundation for the year 2026. Make sure to subscribe to our weekly emails to receive […]

Filed Under: Accounting, Budgeting, Debt, Economy, Expenses, Financial, Investments, IRS, IRS Resolution, New Jersey Tax, Taxes

What’s Worse Than Talking Politics at the Thanksgiving Table?

November 21, 2025 by Joseph Belbol

We all know it can get heated when we talk about politics at dinner, especially on Thanksgiving. There is one more topic that is even worse to speak about if you are an entrepreneur. Background Approximately 10% of adults in the U.S. own a business. This means that when you are in a room with […]

Filed Under: Business, Career, Economy, Employees, Expenses, Financial, Self-Development

Scary Halloween REPOssession Facts

October 31, 2025 by Joseph Belbol

Vehicle repossessions have increased dramatically. Here are the scary facts and what it may signal. Repossessions Increasing Last year an estimated 1.73 million vehicles were repossessed, which is the most since 2009, according to COX Automotive. So far this year, an estimated 2.1 million vehicles have been repossessed through April, according to the American Recovery […]

Filed Under: Budgeting, Business, Debt, Economy, Expenses, Financial

What’s Your Tax Bracket

October 24, 2025 by Joseph Belbol

The IRS just released the new tax brackets for the upcoming year, 2026. What will your tax bracket be? Married Individuals Filing Joint Returns and Surviving Spouses If Taxable Income Is: The Tax Is: Not over $24,800 10% of the taxable income Over $24,800 but not over $100,800 $2,480 plus 12% of the excess over […]

Filed Under: Accounting, Budgeting, Business, Economy, Expenses, Financial, IRS, Taxes

1099 Reporting Changes

September 17, 2025 by Joseph Belbol

The One Big Beautiful Bill Act changed reporting thresholds for 1099 reporting as follows: 1099-NEC & 1099-MISC The threshold changed from $600 to $2,000 for payments made after December 31, 2025. This amount will be indexed for inflation thereafter. 1099-K The 1099-K reporting threshold has been increased from $600 to $20,000 and more than 200 […]

Filed Under: Accounting, Budgeting, Business, Economy, Employees, Expenses, Financial, Investments, IRS, New Jersey Tax, Taxes

Some Tax Items Made Permanent

August 6, 2025 by Joseph Belbol

The One Big Beautiful Bill Act made some items permanent as follows: Individual tax rates: 10%, 12%, 22%, 24%, 32%, 35%, 37% Limitation on deduction of qualified residence interest No personal exemptions Exclusion from gross income for employer payments of student loans. The $5,250 exclusion amount is indexed for inflation after 2026. Restores and increases […]

Filed Under: Accounting, Budgeting, Business, Career, College, Debt, Economy, Expenses, Financial, IRS, Taxes

Business Risks You Aren’t Thinking About

June 6, 2025 by Joseph Belbol

I hate to be a Debbie Downer, but here are a few business risks you probably aren’t thinking about and some potential solutions to avoid them: Health Risk If you’re in your 20’s or 30’s you probably aren’t thinking about health concerns, but for those in their 40’s and above, it enters your mind more […]

Filed Under: Budgeting, Business, Debt, Economy, Employees, Expenses, Financial, Healthcare, Time Management

5 Tips to Improve Cash Flow Immediately

June 6, 2025 by Joseph Belbol

Does your cash seem to be lacking even though your business is doing well? Here are 5 tips to immediately improve your cash flow: Accept Electronic Payments You’d be surprised by the number of businesses that rely on having their customers send them checks. It’s such a slow process that can take weeks or months […]

Filed Under: Accounting, Budgeting, Business, Debt, Economy, Employees, Expenses, Financial, Technology, Time Management

Turn Your Business into a Subscription

May 16, 2025 by Joseph Belbol

Why would you want to turn your business into a subscription? Not all businesses can do this, but here’s why and how to get started. Subscription Defined A subscription-based business model is one where a customer or client pays a fee periodically for a service or a product. For example, Netflix charges a monthly fee […]

Filed Under: Accounting, Budgeting, Business, Economy, Employees, Expenses, Financial, Self-Development

Useful List of Recent Tariff Announcements

April 4, 2025 by Joseph Belbol

Here is a shortened list of some of the countries and the reciprocal tariff rates that were recently announced to see how much they will impact your business and you personally. This is an abbreviated list Per The White House’s website, along with information regarding Canada and Mexico: Country Reciprocal Tariff, Adjusted China 34% European […]

Filed Under: Budgeting, Business, Economy, Expenses, Financial

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