When I was in college I worked at the now defunct supermarket chain, Grand Union, as a cashier. I really didn’t want to work there at first, but working there helped to pay for all of my expenses while attending college. Thinking way back, I remember that when customers came in line I usually didn’t […]
College
Don’t Worry if the Timing is Not Right to Conquer the World
Ever feel frustrated that your business or your career isn’t going as well as it should? I’m sure that most people feel like this from time to time, but sometimes there are valid reasons for this. Not excuses, as the “success” coaches may call them, but as human beings we have many moving parts to […]
Are Children Really That Expensive?
Virtually every financial article regarding children makes you think that you will go broke if you have children. Between childcare, housing, food, diapers, vacations, clothing, activities, and especially college, they make it seem that you can’t afford to even think about children. The truth is that raising children is as expensive as you make it. […]
If You Want More Success Then Know the Difference Between Important vs Urgent
Important vs. urgent. Many people confuse the two, but if you want to be more successful, then you need to be able to discern between them. Important items have great significance or value while urgent items require our attention immediately. Here are some examples: Important: These are items that you need to do, but do […]
Is it Better if I File Separately from My Spouse and Other Common Tax Questions Answered
We receive a lot of questions pertaining to tax and financial matters. Here is a sample of commonly asked questions: Q: Is it better if I file separately from my spouse? A: Usually the answer is no, and the only way to know for certain is to perform an analysis when preparing the tax return […]
Don’t Take “No” for an Answer!
What does not taking “no” for an answer have to do with financial matters? Plenty! Very often when we ask for something the response is “no” or is not what we wanted. This can happen when dealing with business or personal matters and it can cost you significantly. When applying for a loan, it is […]
Children and Tax Benefits
With the upcoming birth of our son or daughter, I thought it would be appropriate to write about the tax benefits of raising children. The rules can get tricky, and your children must meet certain criteria to become your qualifying children for tax purposes. Here are a few highlights: Dependency Exemption: For each qualifying dependent […]
The Smartest Money You Ever Spent
Spend, spend, and then spend some more. We all spend money, but what if we looked at spending money in specific ways to earn more money and improve our lives at the same time? Although not usually considered investments, there are ways to spend money to earn more. College Education: The cost of college has […]
The College Alternative
There is a big push from parents and society to have their children attend four years of college. College is not for everyone, which is probably why only 56% of college students complete four-year degrees within six years, according to a Harvard Graduate School of Education study. There are alternatives to the traditional four-year college […]